You want to be confident that your business can recover with as little disruption as possible if a major storm or fire destroys property. The Long/Barnett Agency offers comprehensive coverage that can protect your business space as well as its contents. Whether it’s your office equipment, building or your inventory, every company have property that needs protecting. Give us a call today at 479-444-7224 for your free quote!
Liability is the core building block of insurance coverage. Before you begin to construct elaborate and niche policies, you must make certain your basic liability coverage is in place. The Long/Barnett Agency will begin by reviewing your existing insurance profile and making sure you are fundamentally sound in your liability coverages. A strong liability package will make certain that there are no glaring blindspots in your policies that can financially cripple you should an accident occur. Call 479-444-7224 today!
Workers compensation coverage provides benefits to employees for injuries or sickness arising from the course of employment. Protect your business and employees with the right workers compensation insurance. Medical treatment, temporary and permanent disability, and death benefits may be covered. Call The Long/Barnett Agency serving Arkansas at 479-444-7224 for more information!
At The Long/Barnett Agency, we are dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected. Whether you are a local grower or a large cultivator, we understand the value of insuring your greatest asset. We know that you work hard as a farmer, and at Insurance of the Carolinas we want to extend that same courtesy to you by keeping your farm and everything on it insured. Our insurance specialists are sensitive to your individual needs and will personally work with you to find a policy that best suits your farm or ranch. Call 479-444-7224 for a free quote!
The important thing to know about business insurance policies – perhaps above and beyond any other type of insurance – is that there is not a one-size fits all policy. The nature of your business dictates some insurance needs. And each business structure – proprietorship, partnership, LLC, or a larger corporation – has special characteristics that demand specific coverages. General liability insurance is a necessity, and if vehicles are used in any facet of the operation, they obviously must be covered, too. When bundled, these policies are commonly referred to as Business Owners Policies (BOP). Other areas a BOP may cover include Property Insurance (General Liability normally protects others’ property, not your own); Business Income Interruption Insurance for unexpected disruptions to your revenue flow; and Professional Liability Insurance for companies that provide professional consultation or professional services to clients. The seasoned agents at The Long/Barnett Agency will guide you through the many intricacies of business insurance, making certain that you end up with the most extensive coverage at the most affordable price.
Do you need a certificate of insurance? Issued by your insurance agency, a certificate of insurance is a simple document that verifies that you have insurance coverage for your small business, what that coverage is, who it covers, the effective date of the policy, and the types and dollar amount of limits and deductibles. It usually contains information on types and limits of coverage, insurance company, policy number, named insured, and the policies’ effective periods. Call our Fayetteville office at 479-444-7224 or our Clarksville office at 479-754-1164 today!
Did you know many commercial property policies do not cover crime-related losses? Crime insurance protection can cover merchandise, money or other property lost. At The Long/Barnett Agency, we will work with you to customize a policy that fit the unique needs of your business. From employee dishonesty to forgery and burglary, crime insurance offers all types of coverage. Send us a message today to learn more!
Business interruption coverage, also known as business income coverage, replaces business income lost as a result of an event that interrupts the operations of the business, such as a natural disaster, storm, vandalism or equipment damage. Make sure you are prepared if uncontrollable forces interrupt your business and cause you to close your doors for a period of time. Call the agents at The Long/Barnett Agency for a quote at 479-444-7224!